Car Loans for Self Employed in Ontario: A Guide to Getting Approved

If you’re looking for car loans for self-employed individuals in Ontario, the good news is that many lenders are now tailoring their programs to meet your unique needs.   This guide breaks down how car loans for self-employed Ontarians work. What lenders look for, and how you can improve your chances of approval while securing […]

You can begin driving from age 16 in Canada but can you actually get a car loan as a teenager? When can you buy your first car? These are questions our car loan team fielded yesterday with an excited teenager who had just got their G2 licence.   Getting your driver’s licence is an exciting […]

For many Ontarians, the idea of being free from monthly payments and interest charges is appealing. That’s why choosing to buy a car with cash can be such an empowering financial move.   Whether you’ve saved for years or recently come into extra funds, paying upfront gives you full ownership from day one.   But […]

Buying a car in Ontario comes with excitement, freedom, and—of course—responsibility. Between insurance, maintenance, and fuel, keeping up with your financial commitments can feel overwhelming. That’s where automatic car payments come in.   They’re becoming increasingly popular across Ontario for their convenience, reliability, and ability to help drivers manage their finances more efficiently.     […]

Todays’ ready question is relevant to thousands of people in the Canadian workforce, those who work seasonally or are on a contract. Whether you’re a veteran seasonal worker or just trying to earn enough to get by, you have to approach credit differently. We asked our auto loans team to describe the difficulties faced when […]

At face value, paying off any debt is a good idea. Yet there are pros and cons to paying off a car loan early and that’s what we’re discussing today. Whether it’s a good idea to pay off a loan early or not.   Before you get into whether you should pay off a loan […]

Buying a car is exciting, but paying for it can be challenging. Many people choose to finance a car loan to make ownership easier. In Ontario, there are several ways to do this wisely.   The key is understanding your options, responsibilities, and how lenders work.     Step 1: Know Your Budget   Before […]

Securing a car loan in Canada with a credit score of 400 can be a challenging endeavor. A credit score of this magnitude indicates a history of financial difficulties, making traditional lenders wary of extending credit.   However, with determination, careful planning, and knowledge of available options, it is still possible to secure financing for […]

Have you ever wondered if financing a car can actually help you build your credit? In Canada, where creditworthiness plays a significant role in your financial life, this question is worth exploring.   While there are many ways to establish and improve your credit score, financing a car is one strategy that Canadians often consider. […]

The auto market is lively right now. While there’s something of a shortage of new cars and lead times are long, the used car market is as active as we have ever seen it.   That means it’s a great time to sell your old car, which is what today’s post is all about.   […]