Drive Your Payments Down: The Benefits of Car Loan Refinancing

Our auto loans department has been fielding a few calls over the past week or so around auto loan refinancing. It seems an upward trend with more queries than usual, which prompted this quick explainer post. We asked our auto loans team to explain refinancing a car loan. How it works, frequently asked questions, reasons […]

Auto loans used to be for 36 or 48 months. With the higher price of cars and the wider variety of situations people find themselves in, 84 month car loans are now available in Hamilton.   But are they a good idea?   As always, the answer to that question depends on your personal circumstances. […]

Bad credit car loan, subprime lending, call them what you like, they are all popular finance products that our Hamilton auto loan team deal with every day. But what exactly is subprime? What does it mean? What’s the difference between a subprime auto loan and a standard one?   Let’s find out! Click Here to […]

We are often recommending using a credit card to help rebuild credit. We will suggest using one for everyday expenses and to set up automatic payments to help build a positive payment history. But how many credit cards should you have? Is there an ideal number?   Our auto loan team tries to find out. […]